The Mal Practice Connection

The Mal Practice Connection

Bridging Integrity with Accountability

The Mal Practice Connection is a platform dedicated to promoting integrity and accountability in legal representation. Through education, advocacy, and fostering a culture of transparency, we strive to mitigate the risks of malpractice and uphold the highest standards of professionalism within the legal profession.

Fair Credit Reporting Act (FCRA) Lawsuits

Whether you are a consumer seeking credit card or loan approval, an employer looking to hire or fire, or a business that needs to conduct background checks on employees, your financial future can be drastically impacted by information assembled and evaluated by consumer reporting agencies. Our firm specializes in ensuring that consumers and businesses alike are treated fairly by these entities, while also ensuring that all parties involved comply with the Fair Credit Reporting Act (FCRA) regulations.

The federal FCRA was designed to safeguard the accuracy of consumer reports used by businesses to make hiring and lending decisions. Unfortunately, errors can occur when these agencies and their information furnishers are more concerned with profits than accuracy.

Our fcra lawyer firm has been in business since 2014 and has the experience and firsthand knowledge necessary to keep you protected against unfair practices by consumer reporting agencies. Our lead attorney, Todd Higey, is a former in-house legal adviser and general counsel for multimillion-dollar companies, and will work tirelessly to protect your rights and help you maintain compliance with FCRA regulations.

If you’ve found inaccurate information on your credit report, you have the statutory right to dispute it and have the agency remove any incorrect information within 60 days of receiving your written dispute. This includes errors like identity theft, incorrect amounts of debt owed, and continued reporting of a debt that has been paid. When these types of errors are not corrected, they can prevent you from obtaining loans, mortgages, jobs, or even insurance.

FCRA lawsuits are complex, and require the guidance of a seasoned attorney with an in-depth understanding of the law and how it applies to credit reports, background checks, and other types of consumer reporting. An experienced fcra law firm can ensure that you are not being treated unfairly and can pursue the maximum compensation available for your damages.

In addition to securing the compensation you deserve, our attorneys can also take legal action against those who violate your rights under the Fair Credit Reporting Act, including a request for payment of your attorney’s fees. In most cases, the violating party will be required to pay actual damages and/or statutory damages, plus your attorney’s fees.

Contact our fcra law firm today to learn more about how we can help you fight for your rights. We offer a free consultation, and will review your case for no charge. We can also provide references from past clients who have worked with us. When choosing a lawyer to represent you in your fcra litigation, it is important that you find someone who has the right personality fit for your case. You will be working closely with this person for an extended period of time, and they will likely be given highly personal information regarding your finances and background. Choosing the wrong lawyer could lead to delays and complications in your case. We will evaluate your situation, answer your questions, and discuss your options to determine how best to proceed.

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